My Car Refund

Were You Mis-Sold Car Finance?

Millions of UK drivers may be owed compensation. Check your eligibility for free in under 60 seconds.

  • ✓ 100% no win, no fee - you pay nothing upfront
  • ✓ Average claim worth £1,100+
  • ✓ Quick and easy online process
  • ✓ FCA regulated claims management
£2.5B+
In potential claims
10M+
Affected customers
£1,100
Average payout
100%
No win, no fee

How It Works

Getting your compensation is simple and straightforward. Here's how our process works.

Check Eligibility

Answer a few simple questions about your car finance agreement. Takes less than 60 seconds.

We Investigate

Our team reviews your case and contacts the finance company on your behalf. No work required from you.

Get Compensated

If successful, you'll receive your compensation. We only get paid if you win - no hidden fees.

Am I Eligible?

You may be eligible for compensation if you match any of these criteria:

✓ You took out car finance (PCP, HP, or lease) between 2007-2021
✓ You weren't told about commission paid to the dealer
✓ You felt pressured to take out the finance
✓ The interest rate seems unusually high
✓ You weren't offered alternative finance options
✓ Optional add-ons were included without clear explanation
Check My Eligibility Now

Important Update: FCA Investigation

The Financial Conduct Authority (FCA) is investigating widespread commission arrangements in the motor finance industry. Many dealers received undisclosed commissions that may have inflated your finance costs.

Average compensation: £1,100 per claim

Frequently Asked Questions

Find answers to common questions about car finance claims.

What is car finance mis-selling? +
Car finance mis-selling occurs when dealers or finance companies fail to disclose commission arrangements, pressure customers into unsuitable agreements, or don't explain terms clearly. If you weren't fully informed about the costs and commission structure, you may have been mis-sold.
How much could I claim? +
Claims vary depending on your agreement, but the average successful claim is worth over £1,100. Some customers have received significantly more. The amount depends on the commission paid and the impact on your finance costs.
Is it really no win, no fee? +
Yes, absolutely. You pay nothing upfront and nothing at all if your claim is unsuccessful. We only charge a percentage of successful claims. There are no hidden fees or unexpected costs.
How long does the claims process take? +
Most claims are resolved within 8-12 weeks, though complex cases may take longer. We'll keep you updated throughout the process and handle all communication with the finance company.
Can I claim if I've already paid off my finance? +
Yes! You can still make a claim even if you've paid off the finance agreement. As long as the agreement was taken out within the relevant time period and there's evidence of mis-selling, you may be eligible for compensation.